How Long Do PayPal Refunds Take (And Why)?

Exact Answer: 1 Week To 1 Month

PayPal is a well-known digital payment provider with 325 million active members around the world. The service is frequently utilized as a preferred payment option for online purchases.

PayPal allows customers to send and request refunds for undesirable purchases in order to build a trustworthy network between vendors and purchasers.

If you use PayPal to pay for electronic purchases and the transaction does not proceed as expected, you can either withdraw the payment or request a refund from the vendor. 

Direct interaction with the seller is possible, as is a conversation with the PayPal Resolution Center. However, there is a general guideline for PayPal refunds: you must seek a refund within 180 days after the purchase date.

How Long Do PayPal Refunds Take? 

Mode Of Original PaymentDuration Of Refund
Bank Account3-5 Days
Credit Or Debit CardWithin 30 Days
PayPal BalanceSame Day

When it comes to receiving a PayPal refund, two variables influence the amount of time it takes for money to show up: the human component and the PayPal system. 

Because refunds are provided by the seller rather than the PayPal system, it’s difficult to forecast how long it will take from the moment you request one to get it. The time it takes for your refund to arrive depends on the mode of payment you used.

You can seek a refund when you buy something through PayPal, like on eBay or from an independent vendor. A refund must always be requested within 60 days after purchase. You may also be able to file a dispute if the vendor refuses to return your money. 

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The repayment for purchases made with a credit or debit card can require up to 30 days to appear on your account. The sum will be refunded to your PayPal account if you purchased the item with your bank account or PayPal balance. It may take three to five days for funds to reach your account.

The vendor determines how your refund will be handled. If they give you a partial refund, you have 10 days to approve it before it passes; otherwise, the partial refund will not be processed. 

Money is returned to the actual source if you paid with both your bank/PayPal balance and a card; you may notice part of the reimbursement in your PayPal account before the rest is credited to your card. A refund will be delayed by the dispute procedure, particularly if it becomes a claim.

Why Does It Take That Long For PayPal Refunds? 

Among the most typical concerns about PayPal, refunds are that the cash does not show in your account for an extended period. Because refunds are given by the merchant rather than by PayPal, the time it takes for the cash to be refunded to your account can vary.

The return time is also influenced by your initial payment method. Depending on your mode of payment, here’s an instance of how long you might have to wait for a refund if you have originally paid through a bank account. 

If you paid with a bank account, your refund will first be refunded to your PayPal balance before being transferred to your bank account automatically. It will take three to five days for the money to show up in your bank account.

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You can expect your cash to be returned to you in the same currency that you used to make the purchase. You will be refunded in Dollars if PayPal is incapable to repay in the same currency or your main holding currency.

If your seller chooses to refund your money, they can initiate the payment right away, however, it will most likely take some time for the money to reach you. 

If your return is being sent to a linked bank account, the amount of time it takes will be determined by your bank’s procedures. Based on the card network and issuer, repayments to a credit or debit card can take up to 30 days.


If you have a dispute with a seller, the time it takes to secure a refund could be substantially longer. You must first request a refund from the seller, and if that fails, you must file a dispute with PayPal within 180 days of the transaction. 

You should raise the dispute to a claim within 20 days of opening it so that PayPal can review and decide on the issue. After that, if your claim is approved, your money will be processed – but you may have to wait another 30 days if you paid with a credit card.


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