How Long do PayPal Refunds Take – (And Why)?

How Long do PayPal Refunds Take – (And Why)?

Exact Answer: 3-5 business days

There are various reasons why you might want or need a refund on PayPal. It could be a mistake when paying for a product or service if you haven’t received an item you already paid for, or maybe you just changed your mind about making a purchase that you already paid for on PayPal.

Whatever your reason could be for requesting a refund, you want to know when to expect your return as well as to see where you will receive your refund. Here are some things that would benefit you about PayPal refunds.

How Long do PayPal Refunds Take

How Long Do PayPal Refunds Take

PayPal Refund TypeTime
Bank Account3-5 business days
Credit CardUp to 30 days (normally takes 5 days)
Debit CardUp to 30 days
PayPal Cash/Cash Plus BalanceThe same day the refund is issued.

It is essential to understand that your reimbursements are being issued by the seller and not PayPal. The truth is that the amount of time between when you request a refund on PayPal and when you receive it can be unpredictable.

There are various factors at play, and there is the seller, PayPal systems, as well as the human element. However, once your refund has been issued, the amount of time it takes for you to receive it depends on the method of payment.

a phone with a paypal logo on it

For a refund to be made, you must make the refund request within 60 days of the purchase. The refund will be credited back to the original payment method, and the money will be in the currency you paid in, if not, PayPal will use your primary holding currency, and if they can’t manage that, they will use the US dollars.

Why do PayPal Refunds Take That Long?

How you funded your PayPal payment will determine how and where you will receive your refund. Sometimes the refund might take longer than the designated time frames. After you have requested your return, there are three possible statuses you can observe.


This status means that the refund is completed and the money sent to your original form of payment.


This means that the refund is still processing from the sender’s method of payment. Typically, it takes 3-5 business days to be completed and reimbursed back to your original method of payment.

Temporary Hold

This means that the money was refunded before it cleared with the bank, clearance with the bank will take 3-5 days, and the money will be sent to your bank account.

Your refund could be pending if the return was sent to an email that is not confirmed or due to bank delays. Bank delays will take 3-5days. If the issue is your email, then you have to prove it on your PayPal account.

PayPal Yahoo! Mail Application

It is important to note that if you receive your refund within one day of the original payment, the currency conversion rate of the initial payment will apply; however, beyond one day, the currency conversion rate on the day of the refund will be applied.

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14 thoughts on “How Long do PayPal Refunds Take – (And Why)?”

  1. The detailed information about PayPal refund timelines is enlightening, but it also highlights the numerous issues that can arise during the refund process.

  2. I find it ironic that PayPal refunds, which are meant to provide financial relief, can take so long and come with so many hurdles. It’s almost comical, in a frustrating way.

  3. While the article provides valuable insights into PayPal refunds, it’s disappointing to see how many potential delays and obstacles users might encounter when trying to get a refund.

  4. The reliance on different factors and systems for PayPal refunds can be frustrating for consumers. It would be helpful if PayPal could streamline this process for a more efficient experience.

  5. This article provides a comprehensive explanation of the PayPal refund process and the different timelines for each type of refund. It’s very informative and helpful for anyone looking to get a refund on PayPal.

    1. I completely agree. It’s useful to know the different statuses of a refund and why they might take longer than expected.

  6. I appreciate the detailed breakdown of why PayPal refunds might take longer to process. It’s important to understand the factors involved and manage expectations accordingly.

    1. Absolutely, it’s better to be informed about the process rather than being left in the dark. This article sheds light on the complexities of PayPal refunds.

  7. The delays and uncertainties associated with PayPal refunds can lead to frustration and dissatisfaction among users. It’s a significant aspect that PayPal should work on improving.

    1. Absolutely, the user experience could be greatly enhanced by addressing the challenges and delays related to PayPal refunds.

    2. It’s unfortunate that such a widely-used payment platform has issues with refund processing. Hopefully, PayPal will take steps to rectify this in the future.

  8. The lengthy process for PayPal refunds is frustrating. It seems to take longer than necessary, and the uncertainty of the timeframes can be inconvenient for consumers.

  9. The article does a good job of clarifying the complexities of PayPal refunds, but it’s disheartening to see the extent of time and uncertainty involved in the process.

  10. The article does a great job of explaining the intricacies of PayPal refunds. It’s essential information for anyone who relies on PayPal for their transactions.

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