Через какое время после БК я могу купить машину (и почему)?

Точный ответ: примерно через 6 месяцев

It’s truly said that “When money speaks, nobody checks the grammar.” The statement transparently articulates that money is prevailing in modern times. So, as per an individual’s status, the bank tries to lend a hand when possible. Banks consider the whole background and condition of an individual or a group before providing financial support to the one in crisis.

But the fact is the favor needs to reach them back in a fixed time which is decided mutually before the transaction or the one who is provided with the resources, has to face some consequences. It will be apt to купить машину after 6 months in the case of bk.

How Long After BK Can I Buy A Car?

ТипВремя
Минимальное время5 months
Максимальное время6 месяцев

The financial transactions between a bank and a person are always kept confidential and are only discussed between the bank’s employee and the direct person in front unless any emergency case pops up. People usually rely on a bank and its scheme when they fall into any kind of crisis. As per the rules, banks help the needy by abiding by the guidelines given by the higher authority. All the conditions are discussed beforehand with the person dealing with the matter directly and paper works are also done before the transaction.

Anyone who takes a hand from any bank is advised by the government to carefully read the terms and conditions before being involved in the deal. Bk, commonly known as ‘Банкротство’, is the consequence that a person or group faces when the timing is delayed or any such trouble is found by the authority. There are many examples of bankruptcy like Toibb v. Radloff, Kawaahuhau v. Geiger, and Marrama v. CBM. The case files of these cases can be very useful when somebody wants to study how the exact process works in bankruptcy.

When the one who has taken the finance doesn’t return the favor on time, the bank has the legal right to hold it as an offense and take necessary actions. Once bankruptcy is declared, the one at fault has to compensate compulsorily for it and that period is very dreadful. To pay for the borrowed help, a person may need to sell off his/her property too.

Why Should I Wait So Long After BK To Buy A Car?

Bankruptcy is a very tense situation and usually puts heavy mental stress on the bankrupt one. A person may have to cut his/her meals to compensate for his/her loans or debts. Clearing the credits at that time seems very monstrous. Financial crisis always makes a wise man turn into a fool. Miseries get adding on and if a person fails again and again in clearing the debts or loans, then ultimately strict judicial action will be taken on him/her.

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The person may get arrested when proven guilty in court. But before such hostile actions or decisions come into play, the authority in charge gives the victim of bankruptcy a few chances to somehow completely compensate for the delay in paying back the loans. To save one’s themselves from rotting behind bars, people hand over their property and belongings and clear the debt. Amidst all this chaos, the victim becomes financially very fragile and pale.

So if a bankrupt candidate wants to buy some expensive stuff after bankruptcy, a time difference or gap of six months is a must. In the meantime, the person can focus a bit on crafting his/her financial castle once again. Driving a car is not as necessary as managing at least two meals a day. So keeping an eye on every need is very important and that’s why it is nearly impossible to afford a car right after bankruptcy and giving yourself a time duration of six months can help you get a stand and settle down.

Заключение

Modern times may be very advanced and amazingly sophisticated, but at the same time are equally stressful and competitive. Financial status has a great role to play in an individual’s life. The one who has money can at least sleep for six hours a day and vice versa. Getting bankrupt deprives your dreams because it snatches your sleep. Affording even the simplest and cheapest items becomes impossible after bankruptcy.

So it is evident that big and expensive stuff like cars, cannot be just bought right after the bankruptcy crisis. Instead, giving time to yourself can help you build or renovate the financial castle. Once you figure out the way to overcome the post-crisis period, everything will eventually fall into your shoes.

Справка

  1. https://www.sciencedirect.com/science/article/pii/S0301421512005162
  2. https://ieeexplore.ieee.org/abstract/document/7796898/