How Long Does It Take To Get Unemployment (And Why)?

Exact Answer: Three Weeks

Just like people get jobs in a minute, they can lose the job in seconds. There can be various reasons why one loses a job. Incompetence, the closing of offices, natural disasters and much more. Unemployment can be really hard on certain people, who are not financially stable. That is where unemployment offices come in.

Many states provide unemployment payments and benefits. Sometimes, unemployment benefits can be really hard to get. When one applies, they can receive the benefits in a while. The unemployment office will provide the financial benefits based on their timelines.

Normally, after applying, the unemployed get the benefits after two to three weeks.

How Long Does It Take To Get Unemployment?

StepsTime
Processing the claim2 weeks
Getting the payments3 weeks

Unemployment is one of the most commonly treated economical issues in recent times. Every country faces unemployment at large rates, and to help the unemployed, there are unemployment benefits policies installed by states. They can be applied online or by phone. All one has to do is find the state unemployment agency nearby and apply.

There are many states like Oregon, Washington, and Wisconsin where one has to wait for at least a week before they get their benefits. It means that they won’t receive the benefits in their first week of unemployment.

People applying for unemployment can choose their option of payment methods. One can receive payments on their debit card, or get the payment directly into the account. Payments will be made subsequently after the first week on a schedule.

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Some states do not provide payments through paychecks anymore. There are many countries where the payments are first provided in form of paychecks and then are switched to debit cards and direct deposits. In certain states, the applicants might not be eligible for benefits if they are fired for the cause of workplace misconduct.

In other states, the applicants have to wait for a week before they get the benefits if they are out of a job because of misconduct. In Maryland, for example, the applicants who have lost their jobs due to misconduct have to wait for at least 10 to 15 weeks before they get their first payment.

Why Does It Take That Long To Get Unemployment?

After losing a job, one has to go to the state unemployment office and file for unemployment benefits. They can apply online or visit the offices directly. After applying, sometimes the applicants will be asked questions and sometimes not. When there are no doubts, they will receive the payments after two to three weeks.

The office will then give the applicants specific timelines for their payments. When the applicants don’t know the status of their applications, they can always call the office or check the status online for details. Other than that, many factors affect the process of getting unemployment benefits and the payments on the first week.

Sometimes, former employers can challenge the claim and the unemployment agencies can have questions about the applications. At times like these, the benefits might get delayed. A telephone interview will be scheduled to confirm the answers to their investigations. Even if one is cleared of all questions, it can take a while to get the benefits. Holidays can delay the payment too.

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Conclusion

There are times at which can apply for the benefits and get them sooner. In many states of the USA, the agencies will give the applicants give the right time to apply and file for the benefits. In some states, the employees can file for benefits before the last day of the job if they already know they are going to lose their job.

Ask anyone in the unemployment agency to know where to begin the process. Delaying in applying can lose them some benefits before the process even gets started. Even if one doesn’t get the benefits, that doesn’t mean one has to stop filing for the benefits. It can help the unemployed in maintaining financial benefits.

Never forget to certify and always check the eligibility before applying for the benefits. Even if there is a delay in receiving the benefits, keep certifying. Never fail to answer the questions of the agencies, the benefits will be certainly provided one day.

References

  1. https://pubs.aeaweb.org/doi/abs/10.1257/aer.97.2.108
  2. https://www.nber.org/papers/w19499

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